Best Student Loan Refinance Rates for Bad Credit of February 2025

Elite Personal Finance

Last Update: November 1, 2024 •

ElitePersonalFinance helps you find the best student loans from banks, credit unions, and online lenders.

Use our free loan comparison to find the best loan.

Request a student loan for up to $500,000.

Comparing offers doesn’t affect your credit score.

Federal

Fixed APR:

2.75 - 4.30%

Variable APR:

N/A

Min. Credit Score:

None

Funding U Private Student Loan

Fixed APR:

7.99 - 14.99%

Variable APR:

N/A

Min. Credit Score:

None

Chicago Student Loans

Fixed APR:

7.08 - 8.85%

Variable APR:

N/A

Min. Credit Score:

None

MPOWER Private Student Loan

Fixed APR:

7.52 - 14.98%

Variable APR:

N/A

Min. Credit Score:

N/A

Stride Funding Income Share Agreement

Fixed APR:

N/A

Variable APR:

N/A

Min. Credit Score:

None

Avenify Income Share Agreement

Fixed APR:

N/A

Variable APR:

N/A

Min. Credit Score:

None

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