Best Savings Accounts of April 2025

ElitePersonalFinance
Last Update: April 9, 2025

The best high yield savings accounts pay about 10 times more than checking accounts, which have average national rate of 0,40%. High-yield savings accounts are ideal places to park your money. Scroll down to see a full list of our editorial picks for the best accounts. ElitePersonalFinance list the best accounts paying between 3% to 5%. All accounts are “Member FDIC.” With us you will find the best! BTW, most people from our team have account here.

Best Picks for High Yield Savings Accounts of April 2025

Raisin is a free digital savings marketplace that connects savers to federally insured partner banks and credit unions offering the best digital-only rates and products. They work with over 100+ of the best banks and credit unions. What is great is that you have access to all of them on that platform and you can transfer your money instantly. The transfer is absolutely free. If you register now, you can get $250. ElitePersonalFinance highly recommend this platform.

SuperMoney is another great platform that we at ElitePersonalFinance recommend. They list all products at one place. They offer:

SuperMoney Savings Accounts

SuperMoney Money Market Accounts

Bank/Institution:
EPF Rating:

5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

Up to 5%

Min. Balance:

$0

Bonus:

$250

Best for:

All Accounts are Listed Here.

Learn More:
Bank/Institution:
EPF Rating:

5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

Up to 5%

Min. Balance:

$0

Bonus:

Vary

Best for:

All Accounts are Listed Here.

Learn More:
Bank/Institution:
EPF Rating:

5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

Up to 5%

Min. Balance:

$0

Bonus:

Vary

Best for:

All Accounts are Listed Here.

Learn More:
Bank/Institution:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

4.50%

Min. Balance:

$0

Bonus:

$200

Terms Apply.

Best for:

Best for High-Yield Online Savings Accounts

Learn More:
Bank/Institution: EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

4.20%

Min. Balance:

$0

Bonus:

$300

Terms Apply.

Best for:

Best for High-Yield Online Savings Accounts

Learn More:
Bank/Institution:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

4.00%

Min. Balance:

$0

Bonus:

N/A

Terms Apply.

Best for:

Best for High-Yield Online Savings Accounts

Learn More:
Bank/Institution:
EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

5.00%

Min. Balance:

$0

Bonus:

N/A

Terms Apply.

Best for:

Best for High-Yield Online Savings Accounts

Learn More:
Bank/Institution:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

4.00%

Min. Balance:

$0

Bonus:

N/A

Terms Apply.

Best for:

Best for High-Yield Online Savings Accounts

Learn More:
Bank/Institution: EPF Rating:

5.0/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

4.31%

Min. Balance:

$0

Bonus:

N/A

Terms Apply.

Best for:

Best for High-Yield Online Savings Accounts

Learn More:
Bank/Institution:
EPF Rating:

4.5/5

ElitePersonalFinance Rating

ElitePersonalFinance scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up ElitePersonalFinance’s score.

APY:

4.75%

Min. Balance:

$0

Bonus:

N/A

Terms Apply.

Best for:

Best for High-Yield Online Savings Accounts

Learn More: