Best Loans in Maryland, Payday, Auto Title Laws of September 2026

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Last Update: September 1, 2026
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Maryland’s Consumer Loan Law requires licensed lenders to limit loan proceeds to $25,000. Allowable interest rate charges also vary depending on the loan amount.

For loans of $2,000 or less, licensed lenders can charge:

  • 2.75% per month on the first $500.
  • 2% per month on balances > $500 but ≤ $700.
  • 1.25% per month on balances > $ 700 but ≤ $2,000.

For loans exceeding $2,000 but less than or equal to $3,500, the maximum interest rate is 1.75% per month. For loans exceeding $3,500 but less than or equal to $5,000, the maximum interest rate is 1.5% per month. For loans exceeding $5,000, the maximum interest rate is 1.35% per month.

Loan terms are also regulated:

  • For loans ≤ $700, terms are capped at 30 months and 15 days.
  • For loans > $700 but ≤ $2,000, terms are capped at 36 months and 15 days.
  • For loans > $2,000, terms are capped at 72 months and 15 days.

After six months, licensed lenders can only charge 6% per year on the remaining balance if a loan remains in default.

Best Bad Credit Loans in Maryland of September 2026

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 72 Months

Licensed in Maryland:

Yes

Amount:

$1,000 - $50,000

Min. Credit Score:

300

APR:

5.6% - 35.99%

Approval:

5 Minutes

Terms:

3 - 5 Years

Licensed in Maryland:

Yes

Amount:

$100 - $40,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Amount:

$100 - $40,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Amount:

$200 - $5,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Maryland:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 Months

Licensed in Maryland:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

580

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

90 Days - 72 Months

Licensed in Maryland:

Yes

To learn more about how to obtain a bad credit loan, see our complete guide.

Best Personal Loans for Good Credit in Maryland of September 2026

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Maryland:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Maryland:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Maryland:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Maryland:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Maryland:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Maryland:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Maryland:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Maryland:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Maryland:

Yes

Payday Loan Laws in Maryland of September 2026

Traditional payday loans are prohibited in Maryland.

However, licensed lenders can operate in the state if they follow the Consumer Loan Law regulations written above.

Payday Loan Laws in Maryland by Country of September 2026

ElitePersonalFinance analysis of payday loan laws by countries in the State of Maryland.

We haven’t found a significant difference between the payday loan laws in Maryland. If you are with bad credit, here are the laws in Maryland by country.

City: Amount Allowed: APR Allowed: Status:
City:Baltimore Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Columbia Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Germantown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Silver Spring Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Waldorf Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Ellicott City Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Frederick Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Glen Burnie Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Gaithersburg Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Rockville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Dundalk Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bethesda Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bowie Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Towson Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Aspen Hill Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Wheaton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:North Bethesda Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Severn Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bel Air South Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Potomac Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Odenton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Catonsville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Essex Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Hagerstown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Clinton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Annapolis Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Woodlawn Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Severna Park Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Chillum Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Olney Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Randallstown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Owings Mills Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Montgomery Village Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Pikesville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Salisbury Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:College Park Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Parkville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bel Air North Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Eldersburg Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Milford Mill Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Carney Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Crofton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Pasadena Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Perry Hall Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:South Laurel Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Reisterstown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Ilchester Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Lochearn Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Edgewood Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Laurel Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Middle River Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fairland Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:North Laurel Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Suitland Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fort Washington Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:North Potomac Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Clarksburg Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Arnold Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Greenbelt Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Cockeysville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Landover Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Camp Springs Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Elkridge Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Lake Shore Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Arbutus Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Ballenger Creek Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Cumberland Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Rosedale Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Langley Park Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:White Oak Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Westminster Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Seabrook Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Hyattsville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Calverton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Maryland City Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Oxon Hill Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Glassmanor Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Takoma Park Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Beltsville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Ferndale Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Redland Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Easton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Glenmont Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Parole Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Hillcrest Heights Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Adelphi Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Aberdeen Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Elkton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:East Riverdale Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Rossville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Damascus Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Cloverly Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Brooklyn Park Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:California Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Glenn Dale Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Colesville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Kemp Mill Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Summerfield Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Kettering Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Havre de Grace Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bensville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:New Carrollton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Riviera Beach Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Joppatowne Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Cambridge Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Overlea Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Mays Chapel Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Ocean Pines Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Accokeek Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Lexington Park Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Urbana Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Walker Mill Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Forestville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Brock Hall Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Travilah Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Largo Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Annapolis Neck Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Mitchellville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Linthicum Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Halfway Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Rosaryville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Burtonsville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Lake Arbor Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Lanham Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fort Meade Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Timonium Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bel Air town Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Marlboro Village Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Friendly Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Brandywine Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Chesapeake Ranch Estates Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Edgewater Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Chevy Chase CDP Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Coral Hills Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:White Marsh Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Scaggsville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bladensburg Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Mount Airy Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:North Kensington Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Leisure World Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:La Plata Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Marlton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Westphalia Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Linganore Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Cape St. Claire Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fallston Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:South Kensington Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Edgemere Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Frostburg Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Lansdowne Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Four Corners Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Garrison Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Jessup Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Mayo Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Robinwood Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Mount Rainier Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Baltimore Highlands Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Temple Hills Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Woodlawn CDP Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bryans Road Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Riverdale Park Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Ocean City Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Stevensville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Taneytown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Lutherville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Savage Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Forest Glen Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Thurmont Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Bowleys Quarters Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Cheverly Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Darnestown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Hampstead Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Hillandale Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Brunswick Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Glenarden Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Ashton-Sandy Spring Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Walkersville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fairwood Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Cresaptown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:District Heights Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Chesapeake Beach Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Marlow Heights Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Spring Ridge Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Shady Side and Riverside Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Naval Academy Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fountainhead-Orchard Hills Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Friendship Heights Village Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fruitland Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Poolesville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Chestertown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Silver Hill Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Deale Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Manchester and Layhill Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Seat Pleasant Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Hampton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Centreville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Peppermill Village Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Berlin Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Chester Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Middletown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Woodmore Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Capitol Heights Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Fulton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Denton Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Kingsville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Perryville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:National Harbor Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:West Ocean City Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:West Laurel Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Pocomoke City Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Riva Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Sykesville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Indian Head Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Pleasant Hills Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Leonardtown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Melwood Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Brookmont Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:North East Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Huntingtown Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Grasonville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Boonsboro Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Marlboro Meadows Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Brentwood Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Princess Anne Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:La Vale Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Braddock Heights Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Berwyn Heights Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Prince Frederick Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Delmar Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Maugansville Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:St. James Amount Allowed:N/A APR Allowed:33% Status:Prohibited
City:Emmitsburg Amount Allowed:N/A APR Allowed:33% Status:Prohibited

Best Auto Loans for Bad Credit in Maryland of September 2026

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Maryland:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Maryland:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Maryland:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Maryland:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Maryland:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Maryland:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Maryland:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Maryland:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Maryland:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in Maryland:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Maryland:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Maryland:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Maryland:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Maryland:

Yes

Best Auto Loans for Good Credit in Maryland of September 2026

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Maryland:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Maryland:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Maryland:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Maryland:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Maryland:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Maryland:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Maryland:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Maryland:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Maryland:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Maryland:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Maryland:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Maryland:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Maryland:

Yes

FHA Loans in Maryland of September 2026

Maryland has 24 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Allegany County to a high of $1,472,550 for a 4-bedroom unit in Calvert County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
County:Allegany County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Anne Arundel County Single Unit Limit (lowest):$520,950 Four-Plex Limit (highest):$1,001,850
County:Baltimore City Single Unit Limit (lowest):$520,950 Four-Plex Limit (highest):$1,001,850
County:Baltimore County Single Unit Limit (lowest):$520,950 Four-Plex Limit (highest):$1,001,850
County:Calvert County Single Unit Limit (lowest):$765,600 Four-Plex Limit (highest):$1,472,550
County:Caroline County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Carroll County Single Unit Limit (lowest):$520,950 Four-Plex Limit (highest):$1,001,850
County:Cecil County Single Unit Limit (lowest):$408,250 Four-Plex Limit (highest):$785,100
County:Charles County Single Unit Limit (lowest):$765,600 Four-Plex Limit (highest):$1,472,550
County:Dorchester County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Frederick County Single Unit Limit (lowest):$765,600 Four-Plex Limit (highest):$1,472,550
County:Garrett County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Harford County Single Unit Limit (lowest):$520,950 Four-Plex Limit (highest):$1,001,850
County:Howard County Single Unit Limit (lowest):$520,950 Four-Plex Limit (highest):$1,001,850
County:Kent County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Montgomery County Single Unit Limit (lowest):$765,600 Four-Plex Limit (highest):$1,472,550
County:Prince George’s County Single Unit Limit (lowest):$765,600 Four-Plex Limit (highest):$1,472,550
County:Queen Anne’s County Single Unit Limit (lowest):$520,950 Four-Plex Limit (highest):$1,001,850
County:Somerset County Single Unit Limit (lowest):$345,000 Four-Plex Limit (highest):$663,450
County:St. Mary’s County Single Unit Limit (lowest):$347,300 Four-Plex Limit (highest):$667,900
County:Talbot County Single Unit Limit (lowest):$382,950 Four-Plex Limit (highest):$736,450
County:Washington County Single Unit Limit (lowest):$331,760 Four-Plex Limit (highest):$638,100
County:Wicomico County Single Unit Limit (lowest):$345,000 Four-Plex Limit (highest):$663,450
County:Worcester County Single Unit Limit (lowest):$345,000 Four-Plex Limit (highest):$663,450

Business Loans in Maryland of September 2026

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Maryland:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Maryland:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Maryland:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Maryland:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Maryland:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Maryland:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Maryland:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Maryland:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Maryland:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Maryland:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Maryland:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in Maryland:

Yes

All Licensed Credit Unions in Maryland of September 2026

Name: City: Size (Millions): Members:
Name:STATE EMPLOYEES CU OF MARYLAND, INC CREDIT UNION City:Linthicum Size (Millions):$2,256.09 Members:220551
Name:TOWER FEDERAL CREDIT UNION City:Laurel Size (Millions):$2,371.38 Members:123167
Name:MUNICIPAL EMPL.CREDIT UNION OF BALT City:Baltimore Size (Millions):$1,124.41 Members:98663
Name:ABERDEEN PROVING GROUND FEDERAL CREDIT UNION City:Aberdeen Size (Millions):$876.02 Members:94249
Name:ANDREWS FEDERAL CREDIT UNION City:Suitland Size (Millions):$870.10 Members:93863
Name:NASA FEDERAL CREDIT UNION City:Upper Marlboro Size (Millions):$1,160.95 Members:79642
Name:MONTGOMERY COUNTY TEACHERS FEDERAL CREDIT UNION City:Derwood Size (Millions):$384.09 Members:59550
Name:FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION City:Lutherville-Timonium Size (Millions):$913.95 Members:57254
Name:POINT BREEZE CREDIT UNION City:Cockeysville Size (Millions):$705.31 Members:48279
Name:NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION City:Rockville Size (Millions):$540.63 Members:44071
Name:MARRIOTT EMPLOYEES FEDERAL CREDIT UNION City:Bethesda Size (Millions):$158.18 Members:41803
Name:EDUCATIONAL SYSTEMS FEDERAL CREDIT UNION City:Greenbelt Size (Millions):$367.74 Members:39203
Name:JOHNS HOPKINS FEDERAL CREDIT UNION City:Baltimore Size (Millions):$301.58 Members:37070
Name:SECURITYPLUS FEDERAL CREDIT UNION City:Baltimore Size (Millions):$352.25 Members:32192
Name:CEDAR POINT FEDERAL CREDIT UNION City:Lexington Park Size (Millions):$368.81 Members:32080
Name:FREEDOM OF MARYLAND FEDERAL CREDIT UNION City:Bel Air Size (Millions):$244.80 Members:29976
Name:CHESSIE FEDERAL CREDIT UNION City:Cumberland Size (Millions):$238.89 Members:28751
Name:BALTIMORE COUNTY EMPLOYEES FEDERAL CREDIT UNION City:Towson Size (Millions):$306.76 Members:28220
Name:SIGNAL FINANCIAL FEDERAL CREDIT UNION City:Kensington Size (Millions):$297.11 Members:28149
Name:FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION City:Cumberland Size (Millions):$312.84 Members:27683
Name:WEPCO FEDERAL CREDIT UNION City:4, Bloomington Size (Millions):$193.63 Members:24778
Name:US POSTAL SERVICE FEDERAL CREDIT UNION City:Clinton Size (Millions):$199.77 Members:22795
Name:FEDCHOICE FEDERAL CREDIT UNION City:Lanham Size (Millions):$308.26 Members:22345
Name:BULL DOG FEDERAL CREDIT UNION City:Hagerstown Size (Millions):$112.23 Members:22045
Name:MID-ATLANTIC FEDERAL CREDIT UNION City:Germantown Size (Millions):$254.78 Members:21753
Name:MARKET USA FEDERAL CREDIT UNION City:Laurel Size (Millions):$95.54 Members:20892
Name:N R L FEDERAL CREDIT UNION City:Oxon Hill Size (Millions):$459.05 Members:20088
Name:HAR CO MARYLAND FEDERAL CREDIT UNION City:Bel Air Size (Millions):$187.95 Members:20005
Name:COMSTAR FEDERAL CREDIT UNION City:Frederick Size (Millions):$220.37 Members:19914
Name:APL FEDERAL CREDIT UNION City:Laurel Size (Millions):$364.64 Members:19303
Name:PRINCE GEORGE’S COMMUNITY FEDERAL CREDIT UNION City:Upper Marlboro Size (Millions):$130.79 Members:15538
Name:ENERGY FEDERAL CREDIT UNION City:Rockville Size (Millions):$104.45 Members:15494
Name:ANNE ARUNDEL CO EMPLOYEES FEDERAL CREDIT UNION City:Hanover Size (Millions):$82.40 Members:14501
Name:LAFAYETTE FEDERAL CREDIT UNION City:Kensington Size (Millions):$337.39 Members:13902
Name:MONTGOMERY COUNTY EMPLOYEES FEDERAL CREDIT UNION City:Germantown Size (Millions):$83.74 Members:13510
Name:MONEY ONE FEDERAL CREDIT UNION City:Largo Size (Millions):$103.61 Members:12368
Name:ATLANTIC FINANCIAL FEDERAL CREDIT UNION City:Cockeysville Size (Millions):$95.44 Members:11254
Name:POLICE FEDERAL CREDIT UNION City:Upper Marlboro Size (Millions):$145.67 Members:10769
Name:FIRST EAGLE FEDERAL CREDIT UNION City:Owings Mills Size (Millions):$76.39 Members:9879
Name:AFL CIO EMPLOYEES FEDERAL CREDIT UNION City:Hyattsville Size (Millions):$66.76 Members:9364
Name:OLDHAM FAMILY ALLIANCE FEDERAL CREDIT UNION City:Perry Hall Size (Millions):$9.20 Members:8528
Name:ALLEGANY CO TEACHERS FEDERAL CREDIT UNION City:Lavale Size (Millions):$84.00 Members:8513
Name:DESTINATIONS CREDIT UNION City:Parkville Size (Millions):$56.23 Members:8501
Name:REALTORS FEDERAL CREDIT UNION City:Rockville Size (Millions):$77.86 Members:7312
Name:ST. AGNES EMPLOYEES FEDERAL CREDIT UNION City:Catonsville Size (Millions):$44.34 Members:7089
Name:FEDFINANCIAL FEDERAL CREDIT UNION City:Rockville Size (Millions):$72.11 Members:6087
Name:KEL-CO FEDERAL CREDIT UNION City:Cumberland Size (Millions):$53.18 Members:5831
Name:CENTRAL CREDIT UNION OF MARYLAND, IN City:Towson Size (Millions):$20.24 Members:5219
Name:CENSUS FEDERAL CREDIT UNION City:Suitland Size (Millions):$61.31 Members:5000
Name:MEMBERS FIRST CREDIT UNION City:Baltimore Size (Millions):$34.89 Members:4914
Name:FORT MEADE CREDIT UNION City:Fort Meade Size (Millions):$34.17 Members:4816
Name:FERKO MD FEDERAL CREDIT UNION City:Frederick Size (Millions):$29.49 Members:4182
Name:WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION City:Hagerstown Size (Millions):$55.27 Members:3935
Name:US COAST GUARD YARD CREDIT UNION City:Baltimore Size (Millions):$32.99 Members:3914
Name:POST OFFICE CU OF MD, INC. CREDIT UNION City:Baltimore Size (Millions):$32.70 Members:3825
Name:H C T A FEDERAL CREDIT UNION City:Ellicott City Size (Millions):$17.93 Members:3721
Name:AL GAR FEDERAL CREDIT UNION City:Cumberland Size (Millions):$35.92 Members:3701
Name:CECIL COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION (CCSEFCU) City:Elkton Size (Millions):$21.96 Members:3593
Name:LM FEDERAL CREDIT UNION City:Middle River Size (Millions):$28.65 Members:3584
Name:N A R C FEDERAL CREDIT UNION City:Beltsville Size (Millions):$26.00 Members:3500
Name:PERRY POINT FEDERAL CREDIT UNION City:Perry Point Size (Millions):$18.44 Members:3460
Name:NONE SUFFER LACK FEDERAL CREDIT UNION City:Suitland Size (Millions):$15.41 Members:3437
Name:I B E W 26 FEDERAL CREDIT UNION City:Lanham Size (Millions):$25.44 Members:3271
Name:HEALTHCARE FAMILY FEDERAL CREDIT UNION City:Hagerstown Size (Millions):$11.19 Members:3145
Name:GREENBELT FEDERAL CREDIT UNION City:Greenbelt Size (Millions):$26.28 Members:2940
Name:HEALTHCARE UNITED FEDERAL CREDIT UNION City:Baltimore Size (Millions):$8.32 Members:2833
Name:POTOMAC FEDERAL CREDIT UNION City:Cumberland Size (Millions):$21.03 Members:2792
Name:W S S C FEDERAL CREDIT UNION City:Laurel Size (Millions):$20.14 Members:2788
Name:HEMA FEDERAL CREDIT UNION City:Silver Spring Size (Millions):$11.18 Members:2566
Name:TAYLOR MODEL BASIN FEDERAL CREDIT UNION City:Cabin John Size (Millions):$28.38 Members:2393
Name:BALTIMORE WASHINGTON FEDERAL CREDIT UNION City:Glen Burnie Size (Millions):$9.35 Members:2180
Name:MNCPPC FEDERAL CREDIT UNION City:College Park Size (Millions):$11.72 Members:2099
Name:THIOKOL ELKTON FEDERAL CREDIT UNION City:Elkton Size (Millions):$21.90 Members:2098
Name:ST. JOSEPH MEDICAL CENTER MD FEDERAL CREDIT UNION City:Towson Size (Millions):$13.68 Members:1992
Name:ABLE FEDERAL CREDIT UNION City:Cresaptown-Bel Air Size (Millions):$8.19 Members:1849
Name:LOCAL 355 MD FEDERAL CREDIT UNION City:Baltimore Size (Millions):$3.54 Members:1746
Name:DELMARVA POWER SOUTHERN DIVISION FEDERAL CREDIT UNION City:Salisbury Size (Millions):$14.43 Members:1558
Name:HEALTHCARE 1ST FEDERAL CREDIT UNION City:Cumberland Size (Millions):$8.48 Members:1509
Name:SELFRELIANCE BALTO FEDERAL CREDIT UNION City:Baltimore Size (Millions):$21.46 Members:1473
Name:G.B.B.R. FEDERAL CREDIT UNION City:Lutherville-Timonium Size (Millions):$6.14 Members:1466
Name:BEE FEDERAL CREDIT UNION City:Salisbury Size (Millions):$7.97 Members:1333
Name:DOR WIC FEDERAL CREDIT UNION City:Salisbury Size (Millions):$6.89 Members:1309
Name:PENINSULA GEN HOSP&MED CENTR EMPLS FEDERAL CREDIT UNION City:Salisbury Size (Millions):$2.09 Members:1296
Name:REID TEMPLE FEDERAL CREDIT UNION City:Glenn Dale Size (Millions):$1.69 Members:1000
Name:MERCY HEALTH SERVICES EMPLOYEES FEDERAL CREDIT UNION City:Baltimore Size (Millions):$2.39 Members:984
Name:CAPITAL AREA REALTORS FEDERAL CREDIT UNION City:Rockville Size (Millions):$9.32 Members:933
Name:AMERICAN HAMMERED FEDERAL CREDIT UNION City:Baltimore Size (Millions):$5.66 Members:850
Name:WOR CO FEDERAL CREDIT UNION City:Pocomoke City Size (Millions):$2.42 Members:811
Name:TRIPLE C 16 FEDERAL CREDIT UNION City:Baltimore Size (Millions):$4.77 Members:769
Name:AUTOMOTIVE AFTERMARKET EMPLOYEE FEDERAL CREDIT UNION City:Severna Park Size (Millions):$2.69 Members:718
Name:MONTGOMERY COUNTY POSTAL FEDERAL CREDIT UNION City:Gaithersburg Size (Millions):$3.10 Members:605
Name:RELAY FEDERAL CREDIT UNION City:Baltimore Size (Millions):$5.52 Members:605
Name:ASE FEDERAL CREDIT UNION City:Dundalk Size (Millions):$2.97 Members:602
Name:CARCO FEDERAL CREDIT UNION City:Denton Size (Millions):$4.47 Members:588
Name:W R GRACE MARYLAND EMPLOYEES FEDERAL CREDIT UNION City:Baltimore Size (Millions):$3.70 Members:586
Name:FIAFE FEDERAL CREDIT UNION City:Glen Burnie Size (Millions):$8.53 Members:500
Name:JUDD’S FEDERAL CREDIT UNION City:Gaithersburg Size (Millions):$1.96 Members:486
Name:BOYDS FEDERAL CREDIT UNION City:Boyds Size (Millions):$1.93 Members:397
Name:MASTERS, MATES & PILOTS (MM&P) FEDERAL CREDIT UNION City:Linthicum Size (Millions):$0.93 Members:375
Name:CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION City:Rockville Size (Millions):$5.24 Members:361
Name:CHOPTANK ELECTRIC COOP EMPLOY FEDERAL CREDIT UNION City:Denton Size (Millions):$2.30 Members:351
Name:KOREAN CATHOLIC FEDERAL CREDIT UNION City:Olney Size (Millions):$1.48 Members:348
Name:THE MOUNT LEBANON FEDERAL CREDIT UNION City:Baltimore Size (Millions):$0.50 Members:282
Name:NOTRE DAME 2901 FEDERAL CREDIT UNION City:Baltimore Size (Millions):$1.91 Members:280
Name:M B F T FEDERAL CREDIT UNION City:Thurmont Size (Millions):$0.67 Members:226
Name:ABACO MD FEDERAL CREDIT UNION City:Baltimore Size (Millions):$0.26 Members:95
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