Best Loans for Good and Bad Credit Oregon, Payday Loans, Auto Title Loans 2021

ElitePersonalFinance
Last Update: September 4, 2021 Loans By State
Best Loans in All States

Best Personal Loans for Bad Credit in Oregon 2021

Amount:

$500 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

3 – 36 Months

Licensed in Oregon:

Not a direct lender

Amount:

$100 - $10,000

Min. Credit Score:

0

APR:

Vary by State

Approval:

< 1 Day

Terms:

1 - 60 Months

Licensed in Oregon:

Yes

Amount:

$1,000 – $5,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

9 – 36 Months

Licensed in Oregon:

Yes

Amount:

$100 – $1,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

7 – 30 Days

Licensed in Oregon:

Yes

Amount:

$1,000 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

2 – 5 Years

Licensed in Oregon:

Not a direct lender

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Oregon:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

500

APR:

5.34% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Oregon:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 months

Licensed in Oregon:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Oregon:

Not a direct lender

Best Good Credit Loans in Oregon 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Oregon:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Oregon:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Oregon:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Oregon:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Oregon:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Oregon:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Oregon:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Oregon:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Oregon:

Yes

Payday Loan Laws in Oregon 2021

Maximum Loan Amount: $50,000

Minimum Loan Term: 31 days

Maximum Loan Term: 60 days

Maximum APR: 154%

Rollovers: Prohibited

Payday Loan Laws in Oregon by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Oregon.

We haven’t found a significant difference between the payday loan laws in Oregon. If you are with bad credit, here are the laws in Oregon by country.

City: Amount Allowed: APR Allowed: Status:
Portland $50,000 154% Legal
Salem $50,000 154% Legal
Eugene $50,000 154% Legal
Gresham $50,000 154% Legal
Hillsboro $50,000 154% Legal
Beaverton $50,000 154% Legal
Bend $50,000 154% Legal
Medford $50,000 154% Legal
Springfield $50,000 154% Legal
Corvallis $50,000 154% Legal
Aloha $50,000 154% Legal
Albany $50,000 154% Legal
Tigard $50,000 154% Legal
Lake Oswego $50,000 154% Legal
Keizer $50,000 154% Legal
Grants Pass $50,000 154% Legal
Oregon City $50,000 154% Legal
McMinnville $50,000 154% Legal
Redmond $50,000 154% Legal
Tualatin $50,000 154% Legal
West Linn $50,000 154% Legal
Woodburn $50,000 154% Legal
Bethany $50,000 154% Legal
Forest Grove $50,000 154% Legal
Wilsonville $50,000 154% Legal
Newberg $50,000 154% Legal
Roseburg $50,000 154% Legal
Hayesville $50,000 154% Legal
Klamath Falls $50,000 154% Legal
Milwaukie $50,000 154% Legal
Ashland $50,000 154% Legal
Happy Valley $50,000 154% Legal
Sherwood $50,000 154% Legal
Altamont $50,000 154% Legal
Central Point $50,000 154% Legal
Cedar Mill $50,000 154% Legal
Canby $50,000 154% Legal
Hermiston $50,000 154% Legal
Oak Grove $50,000 154% Legal
Pendleton $50,000 154% Legal
Lebanon $50,000 154% Legal
Troutdale $50,000 154% Legal
Coos Bay $50,000 154% Legal
Four Corners $50,000 154% Legal
Dallas $50,000 154% Legal
The Dalles $50,000 154% Legal
Oatfield $50,000 154% Legal
St. Helens $50,000 154% Legal
La Grande $50,000 154% Legal
Cornelius $50,000 154% Legal
Gladstone $50,000 154% Legal
Damascus $50,000 154% Legal
Oak Hills $50,000 154% Legal
Ontario $50,000 154% Legal
Sandy $50,000 154% Legal
Newport $50,000 154% Legal
Monmouth $50,000 154% Legal
Cottage Grove $50,000 154% Legal
Silverton $50,000 154% Legal
Rockcreek $50,000 154% Legal
Prineville $50,000 154% Legal
Astoria $50,000 154% Legal
Baker City $50,000 154% Legal
North Bend $50,000 154% Legal
Bull Mountain $50,000 154% Legal
Independence $50,000 154% Legal
Sweet Home $50,000 154% Legal
Fairview $50,000 154% Legal
Molalla $50,000 154% Legal
Eagle Point $50,000 154% Legal
White City $50,000 154% Legal
Florence $50,000 154% Legal
Lincoln City $50,000 154% Legal
Cedar Hills $50,000 154% Legal
West Haven-Sylvan $50,000 154% Legal
Jennings Lodge $50,000 154% Legal
Stayton $50,000 154% Legal
Sutherlin $50,000 154% Legal
Green $50,000 154% Legal
Hood River $50,000 154% Legal
West Slope $50,000 154% Legal
Scappoose $50,000 154% Legal
Umatilla $50,000 154% Legal
Milton-Freewater $50,000 154% Legal
Madras $50,000 154% Legal
Garden Home-Whitford $50,000 154% Legal
Seaside $50,000 154% Legal
Talent $50,000 154% Legal
Brookings $50,000 154% Legal
Sheridan $50,000 154% Legal
Junction City $50,000 154% Legal
Raleigh Hills $50,000 154% Legal
Deschutes River Woods $50,000 154% Legal
Warrenton $50,000 154% Legal
Winston $50,000 154% Legal
Creswell $50,000 154% Legal
Roseburg North $50,000 154% Legal
Tillamook $50,000 154% Legal
Veneta $50,000 154% Legal
Philomath $50,000 154% Legal
Mount Hood Village $50,000 154% Legal
Phoenix $50,000 154% Legal
Beavercreek $50,000 154% Legal
Lafayette $50,000 154% Legal
Tri-City $50,000 154% Legal
Reedsport $50,000 154% Legal
Aumsville $50,000 154% Legal
Crooked River Ranch $50,000 154% Legal
Wood Village $50,000 154% Legal
Coquille $50,000 154% Legal
King City $50,000 154% Legal
Harrisburg $50,000 154% Legal
Three Rivers $50,000 154% Legal
Toledo $50,000 154% Legal
Mount Angel $50,000 154% Legal
Metzger $50,000 154% Legal
Myrtle Creek $50,000 154% Legal
Hubbard $50,000 154% Legal
Boardman $50,000 154% Legal
Warm Springs $50,000 154% Legal
Estacada and Jefferson $50,000 154% Legal
Oakridge $50,000 154% Legal
Dundee $50,000 154% Legal
Nyssa $50,000 154% Legal
Bandon $50,000 154% Legal
Shady Cove $50,000 154% Legal

Best Auto Loans for Bad Credit in Oregon 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oregon:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oregon:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Oregon:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Oregon:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Oregon:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Oregon:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Oregon:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Oregon:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Oregon:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in Oregon:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oregon:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Oregon:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Oregon:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Oregon:

Yes

Best Auto Loans for Good Credit in Oregon 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oregon:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Oregon:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Oregon:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Oregon:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Oregon:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Oregon:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Oregon:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Oregon:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Oregon:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Oregon:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Oregon:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Oregon:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Oregon:

Yes

FHA Loans in Oregon

Oregon has 36 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Baker County to a high of $944,350 for a 4-bedroom unit in Clackamas County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
Baker County $331,760 $638,100
Benton County $402,500 $774,050
Clackamas County $491,050 $944,350
Clatsop County $345,000 $663,450
Columbia County $491,050 $944,350
Coos County $331,760 $638,100
Crook County $331,760 $638,100
Curry County $331,760 $638,100
Deschutes County $431,250 $829,350
Douglas County $331,760 $638,100
Gilliam County $331,760 $638,100
Grant County $331,760 $638,100
Harney County $331,760 $638,100
Hood River County $477,250 $917,800
Jackson County $333,500 $641,350
Jefferson County $331,760 $638,100
Josephine County $331,760 $638,100
Klamath County $331,760 $638,100
Lake County $331,760 $638,100
Lane County $331,760 $638,100
Lincoln County $331,760 $638,100
Linn County $331,760 $638,100
Malheur County $331,760 $638,100
Marion County $342,700 $659,050
Morrow County $331,760 $638,100
Multnomah County $491,050 $944,350
Polk County $342,700 $659,050
Sherman County $331,760 $638,100
Tillamook County $331,760 $638,100
Umatilla County $331,760 $638,100
Union County $331,760 $638,100
Wallowa County $331,760 $638,100
Wasco County $331,760 $638,100
Washington County $491,050 $944,350
Wheeler County $331,760 $638,100
Yamhill County $491,050 $944,350

Business Loans in Oregon

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Oregon:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Oregon:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Oregon:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Oregon:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Oregon:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Oregon:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Oregon:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Oregon:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Oregon:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Oregon:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Oregon:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in Oregon:

Yes

All Licensed Credit Unions in Oregon

Name: City: Size (Millions): Members:
ONPOINT COMMUNITY CREDIT UNION Portland $3,031.05 230748
OREGON COMMUNITY CREDIT UNION Eugene $1,038.93 103004
SELCO COMMUNITY CREDIT UNION Eugene $917.98 80446
UNITUS COMMUNITY CREDIT UNION Portland $851.82 77052
NORTHWEST COMMUNITY CREDIT UNION Eugene $688.11 72926
FIRST COMMUNITY CREDIT UNION Coquille $709.27 71660
O.S.U. FEDERAL CREDIT UNION Corvallis $730.73 69079
RIVERMARK COMMUNITY CREDIT UNION Beaverton $532.82 62122
ROGUE FEDERAL CREDIT UNION Medford $541.52 52732
ADVANTIS CREDIT UNION Portland $864.53 45874
MARION AND POLK SCHOOLS CREDIT UNION Salem $410.39 41590
CLACKAMAS COMMUNITY FEDERAL CREDIT UNION Oregon City $216.13 26943
CHETCO FEDERAL CREDIT UNION Harbor $291.91 25640
OREGONIANS FEDERAL CREDIT UNION Milwaukie $282.98 24738
CENTRAL WILLAMETTE COMMUNITY CREDIT UNION Albany $207.83 24054
MID OREGON FEDERAL CREDIT UNION Bend $149.38 20943
NW PRIORITY CREDIT UNION Portland $227.84 16808
PACIFIC N W FEDERAL CREDIT UNION Portland $132.08 16583
TLC FEDERAL CREDIT UNION Tillamook $111.41 16244
WAUNA FEDERAL CREDIT UNION Clatskanie $137.19 16225
ST. HELENS COMMUNITY FEDERAL CREDIT UNION St Helens $160.04 15006
PACIFIC CREST FEDERAL CREDIT UNION Klamath Falls $124.75 13026
PROVIDENCE FEDERAL CREDIT UNION Milwaukie $111.17 12907
CASCADE COMMUNITY FEDERAL CREDIT UNION Roseburg $141.66 12695
IBEW & UNITED WORKERS FEDERAL CREDIT UNION Portland $67.02 12641
LINN – CO FEDERAL CREDIT UNION Lebanon $66.38 12054
CONSOLIDATED FEDERAL CREDIT UNION Portland $169.36 11192
PACIFIC CASCADE FEDERAL CREDIT UNION Eugene $88.12 10814
POINT WEST CREDIT UNION Portland $85.21 10040
MALHEUR FEDERAL CREDIT UNION Ontario $76.12 9801
OLD WEST FEDERAL CREDIT UNION John Day $116.29 9426
OREGON EMPLOYEES FEDERAL CREDIT UNION Salem $94.32 9033
NW PREFERRED FEDERAL CREDIT UNION Tigard $110.33 8572
TEAMSTERS COUNCIL #37 FEDERAL CREDIT UNION Portland $51.17 8158
UNITED ADVANTAGE NW FEDERAL CREDIT UNION Portland $37.49 7971
FRED MEYER EMPLOYEES FEDERAL CREDIT UNION Portland $45.90 7603
USAGENCIES CREDIT UNION Portland $68.30 7127
FOREST PARK FEDERAL CREDIT UNION Portland $40.28 6881
NORTHWEST RESOURCE FEDERAL CREDIT UNION Portland $89.46 6146
KAIPERM NORTHWEST FEDERAL CREDIT UNION Portland $58.32 5036
KLAMATH PUBLIC EMPLOYEES FEDERAL CREDIT UNION Klamath Falls $30.33 4734
PACIFIC NORTHWEST IRONWORKERS FEDERAL CREDIT UNION Portland $9.27 4683
CASTPARTS EMPLOYEES FEDERAL CREDIT UNION Portland $42.65 4439
NORTHWEST ADVENTIST FEDERAL CREDIT UNION Portland $24.71 4336
VALLEY CREDIT UNION Salem $58.22 4311
LEGACY FEDERAL CREDIT UNION Portland $40.42 4133
CUTTING EDGE FEDERAL CREDIT UNION Milwaukie $37.52 3745
FOOD INDUSTRIES CREDIT UNION Eugene $25.60 3625
CASCADE CENTRAL CREDIT UNION Hood River $42.23 3597
UFCW NORTHWEST FEDERAL CREDIT UNION Portland $23.62 3530
GREATER OREGON FEDERAL CREDIT UNION Burns $35.20 3395
IBEW/SJ CASCADE FEDERAL CREDIT UNION Salem $10.01 2952
UMATILLA COUNTY FEDERAL CREDIT UNION Pendleton $39.61 2875
OREGON PIONEER FEDERAL CREDIT UNION Portland $24.33 2835
UNION-WALLOWA-BAKER FEDERAL CREDIT UNION La Grande $23.52 2830
PORTLAND LOCAL NO 8 FEDERAL CREDIT UNION Portland $32.81 2775
BENTON COUNTY SCHOOLS CREDIT UNION Corvallis $37.08 2384
LANECO FEDERAL CREDIT UNION Eugene $16.95 2381
REGISTER GUARD EMPLOYEES FEDERAL CREDIT UNION Springfield $20.50 2359
BI-MART FEDERAL CREDIT UNION Eugene $6.67 2309
SUNSET SCIENCE PARK FEDERAL CREDIT UNION Portland $34.20 2136
AMERICA’S BEST COMMUNITY FEDERAL CREDIT UNION Hermiston $5.10 2036
EWEB EMPLOYEES FEDERAL CREDIT UNION Eugene $19.98 1756
COOS EDUCATORS’ FEDERAL CREDIT UNION Coos Bay $14.08 1557
BLUE CROSS BLUE SHIELD FEDERAL CREDIT UNION Portland $6.63 1494
SOUTH COAST ILWU FEDERAL CREDIT UNION North Bend $13.91 1261
MCKENZIE VALLEY FEDERAL CREDIT UNION Springfield $3.79 1168
PINE CREEK FEDERAL CREDIT UNION Weston $4.31 1004
PACIFIC SPRUCE FEDERAL CREDIT UNION Toledo $3.34 990
RIVERGATE FEDERAL CREDIT UNION Portland $4.30 848
MACHINISTS – BOILERMAKERS FEDERAL CREDIT UNION Gladstone $4.15 733
RADIO CAB CREDIT UNION Portland $3.42 373
OPC FEDERAL CREDIT UNION Durkee $2.49 357
NORTHEAST OREGON FEDERAL CREDIT UNION Elgin $0.32 281
O A P A FEDERAL CREDIT UNION Portland $0.24 80
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