Best Personal Loans for Bad and Good Credit in Vermont, Payday Loan Laws of March 2024

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Last Update: November 2, 2022 Loans By State
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Best Personal Loans for Bad Credit in Vermont of March 2024

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 72 Months

Licensed in Vermont:

Yes

Amount:

$1,000 - $50,000

Min. Credit Score:

300

APR:

5.6% - 35.99%

Approval:

5 Minutes

Terms:

3 - 5 Years

Licensed in Vermont:

Yes

Amount:

$100 - $40,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Vermont:

Yes

Amount:

$100 - $15,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Vermont:

Yes

Amount:

$100 - $40,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Vermont:

Yes

Amount:

$200 - $5,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

5 Minutes

Terms:

1 - 60 Months

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 Months

Licensed in Vermont:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

580

APR:

5.99% - 35.99%

Approval:

< 1 Day

Terms:

90 Days - 72 Months

Licensed in Vermont:

Yes

If you are with bad credit and are looking for a loan, start by reading our advanced guide on bad credit loans. This is the most comprehensive guide online! There we will give you all of the information that you have to know.

We also recommend that you watch our video guides.

Here is how to get a personal loan if you are with bad credit (APR 5.99% – 35.99%):


There are many types of loans available for people with bad credit that are not payday loans. Do you know them? Here they are:


Recommended links from our Marketplace:

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Best Good Credit Loans in Vermont of March 2024

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Vermont:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Vermont:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Vermont:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Vermont:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Vermont:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Vermont:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Vermont:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Vermont:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Vermont:

Yes

Payday Loan Laws in Vermont of March 2024

According to the law in Vermont, payday loans are prohibited.

Payday Loan Laws in Vermont by Country of March 2024

ElitePersonalFinance analysis of payday loan laws by countries in the State of Vermont.

We haven’t found a significant difference between the laws in Vermont by countries. Here are the payday loan laws in Vermont by country.

City:Amount Allowed:APR Allowed:Status:
BurlingtonN/A18%Prohibited
EssexN/A18%Prohibited
South BurlingtonN/A18%Prohibited
ColchesterN/A18%Prohibited
Rutland cityN/A18%Prohibited
BenningtonN/A18%Prohibited
BrattleboroN/A18%Prohibited
MiltonN/A18%Prohibited
Essex JunctionN/A18%Prohibited
HartfordN/A18%Prohibited
WillistonN/A18%Prohibited
SpringfieldN/A18%Prohibited
Barre cityN/A18%Prohibited
MiddleburyN/A18%Prohibited
BarreN/A18%Prohibited
ShelburneN/A18%Prohibited
MontpelierN/A18%Prohibited
St. JohnsburyN/A18%Prohibited
WinooskiN/A18%Prohibited
St. Albans cityN/A18%Prohibited
SwantonN/A18%Prohibited
St. AlbansN/A18%Prohibited
NorthfieldN/A18%Prohibited
LyndonN/A18%Prohibited
MorristownN/A18%Prohibited
WaterburyN/A18%Prohibited
RockinghamN/A18%Prohibited
JerichoN/A18%Prohibited
GeorgiaN/A18%Prohibited
RandolphN/A18%Prohibited
FairfaxN/A18%Prohibited
CastletonN/A18%Prohibited
HinesburgN/A18%Prohibited
StoweN/A18%Prohibited
DerbyN/A18%Prohibited
Newport cityN/A18%Prohibited
ManchesterN/A18%Prohibited
RichmondN/A18%Prohibited
RutlandN/A18%Prohibited
BristolN/A18%Prohibited
CharlotteN/A18%Prohibited
CambridgeN/A18%Prohibited
BrandonN/A18%Prohibited
HighgateN/A18%Prohibited
JohnsonN/A18%Prohibited
ShaftsburyN/A18%Prohibited
WilliamstownN/A18%Prohibited
HartlandN/A18%Prohibited
PownalN/A18%Prohibited
WindsorN/A18%Prohibited
NorwichN/A18%Prohibited
PoultneyN/A18%Prohibited
UnderhillN/A18%Prohibited
WestminsterN/A18%Prohibited
ChesterN/A18%Prohibited

Auto Title Loan Laws in Vermont of March 2024

Auto title loans in Vermont are prohibited.

Best Auto Loans for Bad Credit in Vermont of March 2024

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Vermont:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Vermont:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Vermont:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Vermont:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Vermont:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Vermont:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Vermont:

Yes

Best Auto Loans for Good Credit in Vermont of March 2024

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Vermont:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Vermont:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Vermont:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Vermont:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Vermont:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Vermont:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Vermont:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Vermont:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Vermont:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Vermont:

Yes

FHA Loans in Vermont of March 2024

Vermont has 14 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Addison County to a high of $707,700 for a 4-bedroom unit in Chittenden County.

County:Single Unit Limit (lowest):Four-Plex Limit (highest):
Addison County$331,760$638,100
Bennington County$331,760$638,100
Caledonia County$331,760$638,100
Chittenden County$368,000$707,700
Essex County$331,760$638,100
Franklin County$368,000$707,700
Grand Isle County$368,000$707,700
Lamoille County$331,760$638,100
Orange County$331,760$638,100
Orleans County$331,760$638,100
Rutland County$331,760$638,100
Washington County$331,760$638,100
Windham County$331,760$638,100
Windsor County$331,760$638,100

Business Loans in Vermont of March 2024

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Vermont:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Vermont:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Vermont:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Vermont:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Vermont:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Vermont:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Vermont:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Vermont:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Vermont:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Vermont:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Vermont:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in Vermont:

Yes

All Licensed Credit Unions in Vermont of March 2024

Name:City:Size (Millions):Members:
NEW ENGLAND FEDERAL CREDIT UNIONWilliston$858.7682239
VERMONT STATE EMPLOYEES CREDIT UNIONMontpelier$573.3649893
VERMONT FEDERAL CREDIT UNIONBurlington$335.7832395
HERITAGE FAMILY FEDERAL CREDIT UNIONRutland$288.5932317
NORTH COUNTRY FEDERAL CREDIT UNIONSouth Burlington$350.2525941
ONE CREDIT UNIONSpringfield$123.8915648
RIVER VALLEY CREDIT UNIONBrattleboro$66.3815306
MEMBERS ADVANTAGE COMMUNITY CREDIT UNIONBarre$72.0812131
OPPORTUNITIES CREDIT UNIONWinooski$32.628557
WHITE RIVER CREDIT UNIONRochester$29.995250
GREEN MOUNTAIN CREDIT UNIONSouth Burlington$19.434162
NORTHERN LIGHTS CREDIT UNIONSt Johnsbury$17.493513
GRANITE HILLS CREDIT UNIONBarre$31.823014
COVERED BRIDGE CREDIT UNIONWindsor$13.052866
VERMONT VA FEDERAL CREDIT UNIONHartford$22.152756
CREDIT UNION OF VERMONTRutland$29.212690
MEMBERS 1ST CREDIT UNIONBrattleboro$11.582118
CVPS EMPLOYEES’ CREDIT UNIONRutland$16.851856
CENTRAL VERMONT MEDICAL CENTER, INC. CREDIT UNIONBerlin$9.361596
ORLEX GOVERNMENT EMPLOYEES CREDIT UNIONNewport$5.591320
P. M. H. CREDIT UNIONBennington$3.621300
WINDSOR COUNTY SOUTH CREDIT UNIONSpringfield$6.311196
NORTHEAST SCHOOLS AND HOSPITAL CREDIT UNIONNewport$3.381155
BORDER LODGE CREDIT UNIONDerby$3.001090
RUTLAND CTY TEACH & MUNICIPAL EMP CREDIT UNIONRutland$2.47785
BENNINGTON E/E FEDERAL CREDIT UNIONBennington$3.53532
ST. PATRICK S PARISH CREDIT UNIONFairfield$0.45293
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