Best Personal Loans for Bad and Good Credit in Vermont, Payday Loan Laws 2021

ElitePersonalFinance
Last Update: September 4, 2021 Loans By State
Best Loans in All States

Best Personal Loans for Bad Credit in Vermont 2021

Amount:

$500 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

3 – 36 Months

Licensed in Vermont:

Not a direct lender

Amount:

$100 - $10,000

Min. Credit Score:

0

APR:

Vary by State

Approval:

< 1 Day

Terms:

1 - 60 Months

Licensed in Vermont:

Yes

Amount:

$1,000 – $5,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

9 – 36 Months

Licensed in Vermont:

Yes

Amount:

$100 – $1,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

7 – 30 Days

Licensed in Vermont:

Yes

Amount:

$1,000 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

2 – 5 Years

Licensed in Vermont:

Not a direct lender

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Vermont:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

500

APR:

5.34% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 months

Licensed in Vermont:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Vermont:

Not a direct lender

If you are with bad credit and are looking for a loan, start by reading our advanced guide on bad credit loans. This is the most comprehensive guide online! There we will give you all of the information that you have to know.

We also recommend that you watch our video guides.

Here is how to get a personal loan if you are with bad credit (APR 5.99% – 35.99%):


There are many types of loans available for people with bad credit that are not payday loans. Do you know them? Here they are:


Recommended links from our Marketplace:

Best Personal Loans for Bad Credit 2021

Best Personal Loans for Really Bad Credit 2021

Best Alternatives to Payday Loans for People with Bad Credit 2021

Best Personal Loans for Fair Credit 2021

Best Personal Loans from Credit Unions 2021

Best Secured Personal Loans 2021

Best Personal Loan Comparison Sites 2021

Best Loan Apps 2021

Best Good Credit Loans in Vermont 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Vermont:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in Vermont:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in Vermont:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in Vermont:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in Vermont:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in Vermont:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in Vermont:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in Vermont:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in Vermont:

Yes

Payday Loan Laws in Vermont 2021

According to the law in Vermont, payday loans are prohibited.

Payday Loan Laws in Vermont by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of Vermont.

We haven’t found a significant difference between the laws in Vermont by countries. Here are the payday loan laws in Vermont by country.

City: Amount Allowed: APR Allowed: Status:
Burlington N/A 18% Prohibited
Essex N/A 18% Prohibited
South Burlington N/A 18% Prohibited
Colchester N/A 18% Prohibited
Rutland city N/A 18% Prohibited
Bennington N/A 18% Prohibited
Brattleboro N/A 18% Prohibited
Milton N/A 18% Prohibited
Essex Junction N/A 18% Prohibited
Hartford N/A 18% Prohibited
Williston N/A 18% Prohibited
Springfield N/A 18% Prohibited
Barre city N/A 18% Prohibited
Middlebury N/A 18% Prohibited
Barre N/A 18% Prohibited
Shelburne N/A 18% Prohibited
Montpelier N/A 18% Prohibited
St. Johnsbury N/A 18% Prohibited
Winooski N/A 18% Prohibited
St. Albans city N/A 18% Prohibited
Swanton N/A 18% Prohibited
St. Albans N/A 18% Prohibited
Northfield N/A 18% Prohibited
Lyndon N/A 18% Prohibited
Morristown N/A 18% Prohibited
Waterbury N/A 18% Prohibited
Rockingham N/A 18% Prohibited
Jericho N/A 18% Prohibited
Georgia N/A 18% Prohibited
Randolph N/A 18% Prohibited
Fairfax N/A 18% Prohibited
Castleton N/A 18% Prohibited
Hinesburg N/A 18% Prohibited
Stowe N/A 18% Prohibited
Derby N/A 18% Prohibited
Newport city N/A 18% Prohibited
Manchester N/A 18% Prohibited
Richmond N/A 18% Prohibited
Rutland N/A 18% Prohibited
Bristol N/A 18% Prohibited
Charlotte N/A 18% Prohibited
Cambridge N/A 18% Prohibited
Brandon N/A 18% Prohibited
Highgate N/A 18% Prohibited
Johnson N/A 18% Prohibited
Shaftsbury N/A 18% Prohibited
Williamstown N/A 18% Prohibited
Hartland N/A 18% Prohibited
Pownal N/A 18% Prohibited
Windsor N/A 18% Prohibited
Norwich N/A 18% Prohibited
Poultney N/A 18% Prohibited
Underhill N/A 18% Prohibited
Westminster N/A 18% Prohibited
Chester N/A 18% Prohibited

Auto Title Loan Laws in Vermont 2021

Auto title loans in Vermont are prohibited.

Best Auto Loans for Bad Credit in Vermont 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Vermont:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Vermont:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in Vermont:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Vermont:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Vermont:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Vermont:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Vermont:

Yes

Best Auto Loans for Good Credit in Vermont 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in Vermont:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in Vermont:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in Vermont:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in Vermont:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in Vermont:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in Vermont:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in Vermont:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in Vermont:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in Vermont:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in Vermont:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in Vermont:

Yes

FHA Loans in Vermont

Vermont has 14 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Addison County to a high of $707,700 for a 4-bedroom unit in Chittenden County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
Addison County $331,760 $638,100
Bennington County $331,760 $638,100
Caledonia County $331,760 $638,100
Chittenden County $368,000 $707,700
Essex County $331,760 $638,100
Franklin County $368,000 $707,700
Grand Isle County $368,000 $707,700
Lamoille County $331,760 $638,100
Orange County $331,760 $638,100
Orleans County $331,760 $638,100
Rutland County $331,760 $638,100
Washington County $331,760 $638,100
Windham County $331,760 $638,100
Windsor County $331,760 $638,100

Business Loans in Vermont

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Vermont:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in Vermont:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in Vermont:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in Vermont:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in Vermont:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in Vermont:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in Vermont:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in Vermont:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in Vermont:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in Vermont:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in Vermont:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in Vermont:

Yes

All Licensed Credit Unions in Vermont

Name: City: Size (Millions): Members:
NEW ENGLAND FEDERAL CREDIT UNION Williston $858.76 82239
VERMONT STATE EMPLOYEES CREDIT UNION Montpelier $573.36 49893
VERMONT FEDERAL CREDIT UNION Burlington $335.78 32395
HERITAGE FAMILY FEDERAL CREDIT UNION Rutland $288.59 32317
NORTH COUNTRY FEDERAL CREDIT UNION South Burlington $350.25 25941
ONE CREDIT UNION Springfield $123.89 15648
RIVER VALLEY CREDIT UNION Brattleboro $66.38 15306
MEMBERS ADVANTAGE COMMUNITY CREDIT UNION Barre $72.08 12131
OPPORTUNITIES CREDIT UNION Winooski $32.62 8557
WHITE RIVER CREDIT UNION Rochester $29.99 5250
GREEN MOUNTAIN CREDIT UNION South Burlington $19.43 4162
NORTHERN LIGHTS CREDIT UNION St Johnsbury $17.49 3513
GRANITE HILLS CREDIT UNION Barre $31.82 3014
COVERED BRIDGE CREDIT UNION Windsor $13.05 2866
VERMONT VA FEDERAL CREDIT UNION Hartford $22.15 2756
CREDIT UNION OF VERMONT Rutland $29.21 2690
MEMBERS 1ST CREDIT UNION Brattleboro $11.58 2118
CVPS EMPLOYEES’ CREDIT UNION Rutland $16.85 1856
CENTRAL VERMONT MEDICAL CENTER, INC. CREDIT UNION Berlin $9.36 1596
ORLEX GOVERNMENT EMPLOYEES CREDIT UNION Newport $5.59 1320
P. M. H. CREDIT UNION Bennington $3.62 1300
WINDSOR COUNTY SOUTH CREDIT UNION Springfield $6.31 1196
NORTHEAST SCHOOLS AND HOSPITAL CREDIT UNION Newport $3.38 1155
BORDER LODGE CREDIT UNION Derby $3.00 1090
RUTLAND CTY TEACH & MUNICIPAL EMP CREDIT UNION Rutland $2.47 785
BENNINGTON E/E FEDERAL CREDIT UNION Bennington $3.53 532
ST. PATRICK S PARISH CREDIT UNION Fairfield $0.45 293
MEET THE AUTHOR

ElitePersonalFinance

Recommended Articles

AS SEEN ON