Best Auto Loan Rates for Bad Credit of September 2021

ElitePersonalFinance
Last Update: August 10, 2021

Having bad credit doesn’t prevent you from getting an auto loan. The problem is that you will pay more. If you are with good credit score, auto loan rates start at 1.99%. If you are with bad credit, it wouldn’t be possible to qualify for this rate.

If you already have an auto loan and want to refinance it with a cheaper one, the best strategy is to always work on your credit score and apply for new auto loans every few months. That way, you can always find better options.

ElitePersonalFinance found the cheapest auto loans for bad credit.

Shopping around wastes a lot of time. That is why we at ElitePersonalFinance recommend that you use auto loan comparison sites. Once you apply, you will instantly get quotes from multiple lenders. The best auto loan comparison sites are SuperMoney and Credible.

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.90%

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 1.49%

Amount:

$5,000 - $75,000

Min. Credit Score:

620

APR:

2.24% - 21.24%

Amount:

$5,000 - $99,000

Min. Credit Score:

575

APR:

2.05% - 24.90%

Amount:

$4,000 - $75,000

Min. Credit Score:

N/A

APR:

2.99% - 24.99%

Amount:

$1,000 - $85,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Amount:

$5,000 – $55,000

Min. Credit Score:

640

APR:

N/A

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18% - 35.99%

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%