Best Small Business Loans for Bad Credit of February 2025

Elite Personal Finance

Last Update: November 1, 2024 •

If you have a bad credit score, then the chances of getting business loans are limited.

We fully understand your situation. You have great business ideas, you are sure that you can become successful, but your bad credit work against you.

There are lenders that approve business loans for bad credit.

In brief, if you are with bad credit, chances are:

You won’t get approved.
You will be required to secure your loan or attach cosigners.
You will pay high interest because of your risk factor. Here we also have to add alternative business lenders. These lenders are expensive, but they approve very bad credit.

Kabbage

2326 Reviews

Amount:

$150,000

Min. Credit Score:

560

APR:

24% - 99%

Chosen 11156 times

FundBox

2326 Reviews

Amount:

$150,000

Min. Credit Score:

600

APR:

10.10% - 79.80%

Chosen 11156 times

StreetShares

2326 Reviews

Amount:

$250,000

Min. Credit Score:

600

APR:

8% - 39.90%

Chosen 11156 times

BlueVine

2326 Reviews

Amount:

$250,000

Min. Credit Score:

600

APR:

15% - 78%

Chosen 11156 times

AS SEEN ON