Banks are a great option to consolidate your debt in one. Banks offer high amounts and great terms. Unfortunately, banks have high credit requirements, and even if you meet them, you can be required to securitize the loan or add a cosigner. This makes loans for people with bad credit impossible.

If banks don’t work for you or if you want to compare rates from other lenders:

Review our list of debt consolidation loans >>

Review our list of debt consolidation loans for bad credit >>

Review our list of debt consolidation loans from credit unions >>

If you plan to search for a bank loan, we highly recommend starting with SuperMoney. They are the best loan comparison site. Once you register with them, you will be matched with many online lenders, credit unions, and banks. In fact, they work with all big lenders in America. They can help you save time and find the best offer. Apply now and get offers in minutes!

You won’t receive any spam from them!

They don’t get a percentage from your loan. If you get a loan from them, they only get a small percentage from the lender, not from you, which means that your loan wouldn’t become more expensive.

ElitePersonalFinance found the best debt consolidation loans from banks in February 2025!