Best Private Student Loan Rates for Bad Credit of October 2021

ElitePersonalFinance
Last Update: August 10, 2021

It wouldn’t be easy to qualify for a student loan or refinance an existing one if you are with bad credit. But still, there are some options.

In brief, chances are:

    You will qualify for a cheap student loan, but you will be required to find a cosigner with a good credit score.

    You will qualify for a no consider loan but, it will be more expensive.

    You won’t qualify for a student loan at all.

Pro Tip:

Do you know that federal student loans require no credit history? If you have bad credit, then federal student loans are the best places to start your research. The problem is that federal loans are limited, and they don’t provide enough money in many cases. You have to apply with online lenders, banks, or credit unions for student loans to fill the gap.

ElitePersonalFinance found the best for you.

There are hundreds of lenders. That is why we highly recommend that you start your research from SuperMoney and Credible. These are the best student loan comparison sites. Register with them. It’s free to apply. These sites work with thousands of student loan lenders. They will instantly match you with many student refinance lenders and try to find you the best.

Fixed APR:

2.75 - 4.30%

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

7.99 - 14.99%

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

7.08 - 8.85%

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

7.52 - 14.98%

Variable APR:

N/A

Min. Credit Score:

N/A

Fixed APR:

N/A

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

N/A

Variable APR:

N/A

Min. Credit Score:

None