Best Private Student Loan Rates for Bad Credit of July 2021

ElitePersonalFinance
Last Update: July 1, 2021

If you are with bad credit, it wouldn’t be easy to qualify for a student loan or refinance an existing one. But still there are some options.

In brief chances are:

    You will qualify for a cheap student loan, but you will be required to find a cosigner with good credit score.

    You will qualify for a no consider loan but, it will be more expensive.

    You won’t qualify for a student loan at all.

Pro tip:

Do you know that federal student loan require no credit history. If you are with bad credit, then federal student loans are the best places to start your research. The problem is that federal loans are limited and in many cases they don’t provide enough money. To fill the gap you have to apply with online lenders, banks or credit unions for student loan.

ElitePersonalFinance found the best for you.

There are hundreds of lenders. That is why we highly recommend that you start your research from: SuperMoney and Credible. These are the best student loan comparison sites. Register with them, it’s free and apply. These sites work with thousands of student loan lenders. They will instantly match you with many student refinance lenders and try find you the best.

Fixed APR:

2.75 - 4.30%

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

7.99 - 14.99%

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

7.08 - 8.85%

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

7.52 - 14.98%

Variable APR:

N/A

Min. Credit Score:

N/A

Fixed APR:

N/A

Variable APR:

N/A

Min. Credit Score:

None

Fixed APR:

N/A

Variable APR:

N/A

Min. Credit Score:

None