Best Loans in Nebraska, Payday, Auto Title Laws of September 2024
Nebraska’s Installment Loan Act requires licensed lenders to cap APRs at 24% for loans of up to $1,000 or 21% on any excess balance. Terms are capped (excluding loans secured by mobile homes) at 145 months for loans over $3,000 but less than $25,000. The minimum loan term is 6 months.
Licensed lenders can also levy a delinquency charge – after the loan is 10 days past due – of 5% of the unpaid balance and a bad check fee of $15.
Best Bad Credit Loans in Nebraska of September 2024
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To learn more about bad credit loans, check out our complete guide.
Best Personal Loans for Good Credit in Nebraska of September 2024
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