Best Personal Loans for Bad and Good Credit in West Virginia, Payday Loan Laws 2021

ElitePersonalFinance
Last Update: July 3, 2021 Loans By State
Best Loans in All States

Best Personal Loans for Bad Credit in West Virginia 2021

Amount:

$500 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

3 – 36 Months

Licensed in West Virginia:

Not a direct lender

Amount:

$100 - $10,000

Min. Credit Score:

0

APR:

Vary by State

Approval:

< 1 Day

Terms:

1 - 60 Months

Licensed in West Virginia:

Yes

Amount:

$1,000 – $5,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

9 – 36 Months

Licensed in West Virginia:

Yes

Amount:

$100 – $1,000

Min. Credit Score:

0

APR:

Vary By State

Approval:

< 1 Day

Terms:

7 – 30 Days

Licensed in West Virginia:

Yes

Amount:

$1,000 – $10,000

Min. Credit Score:

0

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

2 – 5 Years

Licensed in West Virginia:

Not a direct lender

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in West Virginia:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

500

APR:

5.34% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in West Virginia:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

< 1 Day

Terms:

12 - 120 months

Licensed in West Virginia:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in West Virginia:

Not a direct lender

Best Good Credit Loans in West Virginia 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in West Virginia:

Yes

Amount:

$2,000 - $40,000

Min. Credit Score:

640

APR:

7.95% - 35.99%

Approval:

1 - 3 Days

Terms:

36 - 60 months

Licensed in West Virginia:

Yes

Amount:

$1,000 – $100,000

Min. Credit Score:

0

APR:

4.99 - 35.99%

Approval:

1 Day

Terms:

12 - 120 months

Licensed in West Virginia:

Yes

Amount:

$1,000 – $35,000

Min. Credit Score:

580

APR:

5.99% – 35.99%

Approval:

< 1 Day

Terms:

90 Days – 72 Months

Licensed in West Virginia:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

500

APR:

3.99% – 35.99%

Approval:

< 1 Day

Terms:

1 – 5 Years

Licensed in West Virginia:

Yes

Amount:

$1,000 – $50,000

Min. Credit Score:

600

APR:

7.99% - 35.97%

Approval:

< 1 Day

Terms:

3 - 5 Years

Licensed in West Virginia:

Yes

Amount:

$5,000 – $35,000

Min. Credit Score:

640

APR:

5.99% – 24.99%

Approval:

1 – 7 Days

Terms:

2 - 5 Years

Licensed in West Virginia:

Yes

Amount:

$2,500-$35,000

Min. Credit Score:

660

APR:

6.99-24.99%

Approval:

1 Day

Terms:

24 - 84 Months

Licensed in West Virginia:

Yes

Amount:

$7,500 - $40,000

Min. Credit Score:

680

APR:

6 - 15%

Approval:

1 - 7 Days

Terms:

36 - 84 months

Licensed in West Virginia:

Yes

Payday Loan Laws in West Virginia 2021

According to the law in West Virginia, payday loans are prohibited.

Loans of up to $2,000 and up to 31% APR are allowed.

Payday Loan Laws in West Virginia by Country

ElitePersonalFinance analysis of payday loan laws by countries in the State of West Virginia.

We haven’t found a significant difference between the payday loan laws in West Virginia. If you are with bad credit, here are the laws in West Virginia by country.

City: Amount Allowed: APR Allowed: Status:
Charleston $2,000 31% Prohibited
Huntington $2,000 31% Prohibited
Morgantown $2,000 31% Prohibited
Parkersburg $2,000 31% Prohibited
Wheeling $2,000 31% Prohibited
Weirton $2,000 31% Prohibited
Fairmont $2,000 31% Prohibited
Martinsburg $2,000 31% Prohibited
Beckley $2,000 31% Prohibited
Clarksburg $2,000 31% Prohibited
South Charleston $2,000 31% Prohibited
Vienna $2,000 31% Prohibited
St. Albans $2,000 31% Prohibited
Bluefield $2,000 31% Prohibited
Bridgeport $2,000 31% Prohibited
Moundsville $2,000 31% Prohibited
Oak Hill $2,000 31% Prohibited
Dunbar $2,000 31% Prohibited
Elkins $2,000 31% Prohibited
Hurricane $2,000 31% Prohibited
Nitro $2,000 31% Prohibited
Charles Town $2,000 31% Prohibited
Princeton $2,000 31% Prohibited
Buckhannon $2,000 31% Prohibited
Ranson $2,000 31% Prohibited
New Martinsville $2,000 31% Prohibited
Grafton $2,000 31% Prohibited
Keyser $2,000 31% Prohibited
Westover $2,000 31% Prohibited
Barboursville $2,000 31% Prohibited
Point Pleasant $2,000 31% Prohibited
Weston $2,000 31% Prohibited
Lewisburg $2,000 31% Prohibited
Ravenswood $2,000 31% Prohibited
Philippi $2,000 31% Prohibited
Summersville $2,000 31% Prohibited
Ripley $2,000 31% Prohibited
Pleasant Valley $2,000 31% Prohibited
Kenova $2,000 31% Prohibited

Auto Title Loan Laws in West Virginia 2021

Auto title loans in West Virginia are prohibited.

Best Auto Loans for Bad Credit in West Virginia 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in West Virginia:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in West Virginia:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in West Virginia:

Yes

Amount:

Up to $100,000

Min. Credit Score:

0

APR:

Vary

Licensed in West Virginia:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in West Virginia:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in West Virginia:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $45,000

Min. Credit Score:

0

APR:

From 0.99%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $35,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in West Virginia:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in West Virginia:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in West Virginia:

Yes

Best Auto Loans for Good Credit in West Virginia 2021

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

From 1.99%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

500

APR:

From 3.09%

Licensed in West Virginia:

Yes

Amount:

$250 - $500,000

Min. Credit Score:

640

APR:

2.99% - 21.99%

Licensed in West Virginia:

Yes

Amount:

$5,000-$100,000

Min. Credit Score:

660

APR:

4.99% to 9.19%

Licensed in West Virginia:

Yes

Amount:

$7,500 - $50,000

Min. Credit Score:

500

APR:

From 3.39%

Licensed in West Virginia:

Yes

Amount:

$8,000 - $100,000

Min. Credit Score:

500

APR:

2.74% - 27%

Licensed in West Virginia:

Yes

Amount:

$1,000 - $100,000

Min. Credit Score:

0

APR:

3.90% - 27.90%

Licensed in West Virginia:

Yes

Amount:

$3,000 - $100,000

Min. Credit Score:

650

APR:

From 3.12%

Licensed in West Virginia:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

640

APR:

From 3.54%

Licensed in West Virginia:

Yes

Amount:

$5,000 – $55,000

Min. Credit Score:

510

APR:

3.99% - 24.99%

Licensed in West Virginia:

Yes

Amount:

$5,000 - $100,000

Min. Credit Score:

600

APR:

3.54% - 10.24%

Licensed in West Virginia:

Yes

Amount:

$1,500 - $20,000

Min. Credit Score:

0

APR:

18.00% - 35.99%

Licensed in West Virginia:

Yes

FHA Loans in West Virginia

West Virginia has 55 counties with FHA Limits ranging from a low of $331,760 for a 1-bedroom unit in Barbour County to a high of $1,472,550 for a 4-bedroom unit in Jefferson County.

County: Single Unit Limit (lowest): Four-Plex Limit (highest):
Barbour County $331,760 $638,100
Berkeley County $331,760 $638,100
Boone County $331,760 $638,100
Braxton County $331,760 $638,100
Brooke County $331,760 $638,100
Cabell County $331,760 $638,100
Calhoun County $331,760 $638,100
Clay County $331,760 $638,100
Doddridge County $331,760 $638,100
Fayette County $331,760 $638,100
Gilmer County $331,760 $638,100
Grant County $331,760 $638,100
Greenbrier County $331,760 $638,100
Hampshire County $331,760 $638,100
Hancock County $331,760 $638,100
Hardy County $331,760 $638,100
Harrison County $331,760 $638,100
Jackson County $331,760 $638,100
Jefferson County $765,600 $1,472,550
Kanawha County $331,760 $638,100
Lewis County $331,760 $638,100
Lincoln County $331,760 $638,100
Logan County $331,760 $638,100
Marion County $331,760 $638,100
Marshall County $331,760 $638,100
Mason County $331,760 $638,100
Mcdowell County $331,760 $638,100
Mercer County $331,760 $638,100
Mineral County $331,760 $638,100
Mingo County $331,760 $638,100
Monongalia County $331,760 $638,100
Monroe County $331,760 $638,100
Morgan County $331,760 $638,100
Nicholas County $331,760 $638,100
Ohio County $331,760 $638,100
Pendleton County $331,760 $638,100
Pleasants County $331,760 $638,100
Pocahontas County $331,760 $638,100
Preston County $331,760 $638,100
Putnam County $331,760 $638,100
Raleigh County $331,760 $638,100
Randolph County $331,760 $638,100
Ritchie County $331,760 $638,100
Roane County $331,760 $638,100
Summers County $331,760 $638,100
Taylor County $331,760 $638,100
Tucker County $331,760 $638,100
Tyler County $331,760 $638,100
Upshur County $331,760 $638,100
Wayne County $331,760 $638,100
Webster County $331,760 $638,100
Wetzel County $331,760 $638,100
Wirt County $331,760 $638,100
Wood County $331,760 $638,100
Wyoming County $331,760 $638,100

Business Loans in West Virginia

Amount:

Up to $10,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in West Virginia:

Yes

Amount:

$5,000 - $500,000

APR:

9.77% - 35.98%

Min. Credit Score:

600

Licensed in West Virginia:

Yes

Amount:

$5,000 - $500,000

APR:

5.99% – 35.99%

Min. Credit Score:

500

Licensed in West Virginia:

Yes

Amount:

Up to $250,000

APR:

24% – 99%

Min. Credit Score:

560

Licensed in West Virginia:

Yes

Amount:

Up to $350,000

APR:

9.28 - 10.52%

Min. Credit Score:

650

Licensed in West Virginia:

Yes

Amount:

Up to $350,000

APR:

10.00 - 25.00%

Min. Credit Score:

680

Licensed in West Virginia:

Yes

Amount:

$75,000 - $5,000,000

APR:

5.50 - 8.25%

Min. Credit Score:

650

Licensed in West Virginia:

Yes

Amount:

Up to $500,000

APR:

12.18 - 36.00%

Min. Credit Score:

660

Licensed in West Virginia:

Yes

Amount:

Up to $500,000

APR:

9.00 - 99.00%

Min. Credit Score:

600

Licensed in West Virginia:

Yes

Amount:

Up to $5,000,000

APR:

15.00 - 78.00%

Min. Credit Score:

600

Licensed in West Virginia:

Yes

Amount:

Up to $1,000,000

APR:

Vary

Min. Credit Score:

0

Licensed in West Virginia:

Yes

Amount:

$6,000 to $250,000

APR:

Vary

Min. Credit Score:

0

Licensed in West Virginia:

Yes

All Licensed Credit Unions in West Virginia

Name: City: Size (Millions): Members:
FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION Weirton $359.22 39543
FAIRMONT FEDERAL CREDIT UNION Fairmont $262.21 37907
BAYER HERITAGE FEDERAL CREDIT UNION New Martinsville $274.61 27155
WEST VIRGINIA CENTRAL CREDIT UNION Parkersburg $93.20 18872
STAR USA FEDERAL CREDIT UNION Charleston $160.97 18848
WEST VIRGINIA FEDERAL CREDIT UNION Charleston $165.76 12806
PIONEER WEST VIRGINIA FEDERAL CREDIT UNION Charleston $136.90 12497
FIRST PRIORITY FEDERAL CREDIT UNION Huntington $52.34 11293
PEOPLES FEDERAL CREDIT UNION Nitro $88.40 10094
THE STATE CREDIT UNION Charleston $50.43 10080
167TH TFR FEDERAL CREDIT UNION Martinsburg $41.32 8655
THE UNITED FEDERAL CREDIT UNION Morgantown $60.52 7218
MEMBERS CHOICE WV FEDERAL CREDIT UNION Charleston $84.60 7012
ONE COMMUNITY FEDERAL CREDIT UNION Parkersburg $59.74 6973
UNIVERSAL FEDERAL CREDIT UNION Huntington $62.08 6427
CAMC FEDERAL CREDIT UNION Charleston $53.85 5730
HUNTINGTON C & O RAILWAY EMPLOYEES FEDERAL CREDIT UNION Huntington $31.36 5472
RAVENSWOOD FEDERAL CREDIT UNION Ravenswood $29.21 5235
WVU EMPLOYEES FEDERAL CREDIT UNION Morgantown $25.60 5133
MOUNTAIN HERITAGE FEDERAL CREDIT UNION Parkersburg $27.69 5059
MORGANTOWN A E S FEDERAL CREDIT UNION Morgantown $35.54 4976
WV UNITED FEDERAL CREDIT UNION Charleston $26.23 4719
KEMBA CHARLESTON FEDERAL CREDIT UNION Dunbar $37.59 4592
HUNTINGTONIZED FEDERAL CREDIT UNION Huntington $22.86 4306
EASTERN PANHANDLE FEDERAL CREDIT UNION Martinsburg $13.77 3828
TRIVANTAGE COMMUNITY FEDERAL CREDIT UNION Huntington $17.77 3787
LONG REACH FEDERAL CREDIT UNION Friendly $34.18 3719
STRIP STEEL COMMUNITY FEDERAL CREDIT UNION Weirton $40.46 3661
METRO COMMUNITY FEDERAL CREDIT UNION Huntington $26.11 3230
WOOD COUNTY COMMUNITY FEDERAL CREDIT UNION Parkersburg $16.94 3228
ALLOY FEDERAL CREDIT UNION Valley $19.36 3156
CWV TEL FEDERAL CREDIT UNION Clarksburg $24.28 2983
UNION TRADES FEDERAL CREDIT UNION Parkersburg $18.80 2874
HARRISON COUNTY FEDERAL CREDIT UNION Nutter Fort $13.61 2705
HOPE FEDERAL CREDIT UNION Clarksburg $34.72 2691
MARTINSBURG V.A. CENTER FEDERAL CREDIT UNION Tuscarora $11.68 2603
NATIONAL EMPLOYEES FEDERAL CREDIT UNION Bluefield $7.82 2574
CHHE FEDERAL CREDIT UNION Huntington $15.74 2562
MARSHALL COUNTY FEDERAL CREDIT UNION Moundsville $10.85 2518
TRI-STATE FEDERAL CREDIT UNION Huntington $10.06 2323
RALEIGH CO. EDUCATORS FEDERAL CREDIT UNION Beckley $19.65 2265
TRI AG W VA FEDERAL CREDIT UNION Morgantown $12.62 2181
CHA-TEL FEDERAL CREDIT UNION Charleston $10.08 2116
TIN MILL EMPLOYEES FEDERAL CREDIT UNION Weirton $18.41 1994
WEE FEDERAL CREDIT UNION Parkersburg $12.53 1859
RALEIGH COUNTY FEDERAL CREDIT UNION Beckley $7.03 1827
WV NATIONAL GUARD FEDERAL CREDIT UNION Charleston $32.12 1814
PUTNAM SCHOOL EMPLOYEES FEDERAL CREDIT UNION Eleanor $10.15 1766
IBEW 317 FEDERAL CREDIT UNION Huntington $18.32 1649
ATLANTIC GREYHOUND FEDERAL CREDIT UNION Charleston $5.06 1627
MERCER COUNTY W VA TEACHERS FEDERAL CREDIT UNION Bluefield $6.59 1619
C C M H FEDERAL CREDIT UNION Parkersburg $4.12 1607
PRESTON FEDERAL CREDIT UNION Kingwood $21.59 1557
HANCOCK SCHOOL EMP. FEDERAL CREDIT UNION Weirton $14.44 1543
BERKELEY COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION Martinsburg $3.89 1493
UNITED HOSPITAL CENTER FEDERAL CREDIT UNION Bridgeport $9.28 1473
WILLOW ISLAND FEDERAL CREDIT UNION St Marys $5.66 1437
SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION South Charleston $19.76 1419
TELBEC FEDERAL CREDIT UNION Beckley $12.01 1417
MARION COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION Fairmont $9.14 1403
APPALACHIAN POWER EMPLOYEES FEDERAL CREDIT UNION Huntington $7.98 1299
FAYETTE FEDERAL CREDIT UNION Mt Hope $14.50 1211
CLARKSBURG AREA POSTAL EMPLOYEES FEDERAL CREDIT UNION Clarksburg $11.34 1176
CHARLESTON FEDERAL CREDIT UNION Charleston $7.81 1171
PACE FEDERAL CREDIT UNION Huntington $8.09 1148
ROMNEY FEDERAL CREDIT UNION Romney $5.72 1148
WAYCOSE FEDERAL CREDIT UNION Huntington $2.98 1096
WHETELCO FEDERAL CREDIT UNION Wheeling $4.66 1002
TWIN OAKS FEDERAL CREDIT UNION Apple Grove $5.26 978
NATRIUM EMPLOYEES FEDERAL CREDIT UNION 2 $7.37 936
OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION Wheeling $5.42 891
CITY OF CLARKSBURG FEDERAL CREDIT UNION Clarksburg $7.65 874
CHARLESTON POSTAL FEDERAL CREDIT UNION Charleston $3.60 767
BLENNERHASSETT FEDERAL CREDIT UNION Vienna $6.27 761
ALDERSON FCI FEDERAL CREDIT UNION Alderson $5.12 735
IBEW 141 FEDERAL CREDIT UNION Wheeling $1.91 683
LOGAN COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION Logan $1.36 645
HUNTINGTON WEST VA FIREMENS FEDERAL CREDIT UNION Huntington $4.29 632
IBEW 466 FEDERAL CREDIT UNION Charleston $2.88 613
SOUTH BERKELEY FEDERAL CREDIT UNION Martinsburg $2.09 595
MOUNTAIN VALLEY FEDERAL CREDIT UNION Nitro $6.98 584
CABWAY TELCO FEDERAL CREDIT UNION Huntington $5.02 488
TEAMSTERS LOCAL 697 FEDERAL CREDIT UNION Wheeling $1.07 473
IBEW 968 FEDERAL CREDIT UNION Parkersburg $5.25 421
PLUMBERS & STEAMFITTERS LO 83 FEDERAL CREDIT UNION Wheeling $1.05 414
RANDOLPH COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION Elkins $1.28 392
LOCAL NO. 317 I.A.F.F. CREDIT UNION Charleston $6.57 388
MINGO COUNTY EDUCATION FEDERAL CREDIT UNION Williamson $1.41 377
BLUEFIELD MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION Bluefield $0.52 363
U S EMPLOYEES FEDERAL CREDIT UNION Fairmont $0.82 351
RMH FEDERAL CREDIT UNION Glen Dale $1.04 326
CITY OF FAIRMONT FEDERAL CREDIT UNION Fairmont $1.62 313
STEEL CRETE EMPLOYEES FEDERAL CREDIT UNION Beech Bottom $1.50 290
MAIL POUCH FEDERAL CREDIT UNION Wheeling $1.32 210
O. F. TOALSTON FEDERAL CREDIT UNION Logan $0.31 163
NOVAMONT EMP. FEDERAL CREDIT UNION Kenova $0.73 162
EAGLE CAN EMPLOYEES FEDERAL CREDIT UNION Wellsburg $0.57 152
WHEELING PITTSBURGH STEEL OFFICE FEDERAL CREDIT UNION Wheeling $1.72 146
MONROE COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION Philippi $0.44 143
VALLEY BELL FEDERAL CREDIT UNION Charleston $0.32 140
W. VIRGINIA STATE CONVENTION CREDIT UNION Plateau $0.22 138
MILDRED MITCHELL-BATEMAN HOSPITAL FEDERAL CREDIT UNION Huntington $0.05 112
VALLEY BOARD FEDERAL CREDIT UNION Harpers Ferry $0.17 106
MCDOWELL COUNTY FEDERAL CREDIT UNION North Elkin $0.04 43
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